Specialized Solutions

Leveraged Land Trust

Developing client land with maximum efficiency

"If you lack development experience or capital, use KORAMCO’s Leveraged Land Trust service. Once the land is entrusted, we deploy KORAMCO’s capital and development know-how to propose the most efficient plan for developing your site.

KORAMCO assumes responsibility for all requirements—including financing, permitting, and process management—and returns the proceeds to you, the landowner."

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Lhasa G.C., I-dong-myeon, Pocheon

Scale : Public 27 holes & clubhouse

ePyeonhansesang Boryeong

Scale : B2–F20, 9 blocks, 677 units

Ssangam-dong Officetel, Gwangju

Scale : B3–F20, 288 units

Management-Type Land Trust

A frequently used, highly efficient model

"It is a development-agency service model in which land acquisition costs and project expenses are financed via project financing (PF) or contractor payment guarantees.”
“This approach is widely used for its efficiency, enabling stable execution while reducing sales-risk incidents."

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• Cheongdam-dong Multi-family, Gangnam-gu

  Scale : B3–F7, 18 units

• Bunpyeong-dong Multi-family, Cheongju

  Scale : B2–F29, 1,351 units

• Gangdong Lotte Resort, Buk-gu, Ulsan

  Scale : B5–F43, 974 keys

• Grantz River Park, Seongnae-dong

  Scale : B7–F42, 2 bldgs, 407 units

Collateral Trust

A trust structure with multiple advantages

It is a trust service whereby the property owner designates a financial institution as the preferred beneficiary and registers the property in trust with KORAMCO, thereby enabling a loan from the institution. While similar to a secured loan that requires a mortgage, this trust structure offers several advantages.

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• 1593-13, Seocho-dong, Seocho-gu, Seoul — Gisel Lifegraphy
• Waste Treatment Facility within Myeonggye 3 General Industrial Complex, Gyeongju-si, Gyeongbuk
• 151-30, Nonhyeon-dong, Gangnam-gu, Seoul — Hilltop Hotel, etc.
• Gwanggyo Lotte Mall, Yeongtong-gu, Suwon-si, Gyeonggi-do (Mirae Asset MAPS No. 1 REIT)

Management Trust

A full-scope property management trust.

It is a trust service whereby the owner delegates management of the property to KORAMCO, offered as a Type A Management Trust (full-scope delegation) or a Type B Management Trust (title-preservation only); under Type A, real estate professionals handle leasing administration, facilities maintenance, tax, accounting, and legal matters.

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• 708-4, Yeoksam-dong, Gangnam-gu, Seoul (and adjacent lots)
• 541-1, Wijeon-ri, Wollong-myeon, Paju-si, Gyeonggi-do (and others) — Neighborhood Facility
• 1540, Sinmun-dong, Gimhae-si, Gyeongsangnam-do — The Sky City Zenis & Frau
• 708-4, Yeoksam-dong, Gangnam-gu, Seoul (and adjacent lots)

Risk Management

Flawless Project Management through Structured Risk Response

KORAMCO operates a differentiated mandate-origination and project-management system under a structured risk framework, securing mandates through rigorous reviews by the CEO-level Risk Management Committee, the Trust Business Deliberation Committee, and a dedicated Risk Management Team; we meet the needs of all stakeholders—including trustors, contractors, senior beneficiaries, and unit purchasers—through disciplined project-control processes and specialized origination techniques, while our Legal Office, staffed with five in-house attorneys, manages legal risk in real time in collaboration with leading domestic law firms.

Market Positioning

선별 수주와 수주유형
다각화 실현

Rebalancing Leveraged and Completion-Guarantee Trust Mandates

Leveraged Land Trusts deploy the trustee’s own equity into development projects, resulting in higher risk for the trust company but materially higher fees than non-leveraged trusts. By contrast, Completion-Guarantee Land Trusts provide a construction completion guarantee to the contractor; absent special circumstances, the trustee’s capital is not deployed, enabling relatively more stable returns. In response to recent real-estate market conditions, we have reduced exposure to leveraged trusts and increased the share of completion-guarantee mandates to reinforce operational stability.

Diversifying Mandate Types (Urban Renewal, Non-Residential, etc.)

Since entering the land-trust market we focused primarily on residential assets such as apartments, officetels, urban lifestyle housing, and mixed-use residences. To address market shifts, we are diversifying beyond residential into urban-environment renewal, housing reconstruction and redevelopment, as well as knowledge-industry centers, golf courses, and serviced residences—broadening the portfolio and distributing risk.

Leveraged Land Trust

Officetel

Location : Ssangam-dong, Gwangsan-gu, Gwangju
Scale : B3–F20 / 6,716 m²

Completion-guarantee, management type

Retail

Location : Banghak-dong, Dobong-gu, Seoul
Scale : B5–F10 / 22,125 m²

Completion-guarantee, management type

Logistics Warehouse

Location : Jicheon-myeon, Chilgok-gun, Gyeongbuk
Scale : B1–F4 / 28,722 m²